The following are a list of financial products offered to my clients…
- Choices from 28 competitive GICs offered from various banks, credit unions and trust companies.
- Low volatile bond funds are also available providing exposure to government and corporate bonds.
- Unbiased access and research to thousands of different types of mutual funds.
- Access to principal guaranteed products such as segregated funds.
(i.e. Manulife GIF*) - Business Insurance such as key-man insurance* & buy/sell agreements* to protect business owners, and the role of Universal Life* policies to cover estate taxes.
- Life Insurance* from ALL the top insurance companies. Recently, I have been helping many people explore the option of buying personal life insurance to replace mortgage insurance. In many cases it is possible to double the coverage and maintain the same premium paid for the mortgage insurance.
- Disability Insurance* from ALL the top insurance companies. Disability insurance is typically available to individuals up to the age of 65. This insurance protects you from loss of income due to a sickness or injury weather it be work or non-work related.
- Critical Illness Insurance* from ALL the top insurance companies. This new area of insurance protects the owner of the policy in the event of contracting any major medical illnesses. Examples include cancer, heart attacks, strokes, Alzheimer’s disease, just to name a few. Typically, if the person gets diagnosed with any one of the major illnesses, and lives 30 days thereafter, a lump sum tax-free cash payout is made to the policyholder and he/she can use the money any way they wish. Usually most individuals choose to get immediate treatment anywhere in the world by the best possible doctors/specialists available. Click here for more information
- 1 in 4 Canadians will have a heart condition in their lifetime **
- 75,000 Canadian have a heart attack each year **
- 1 in 3 will develop a life threatening cancer**
- 72% of males and 77% of females who develop cancer will survive**
- Over 80% of heart attack patients admitted to the hospital survive**
- 95% of first time heart attack victims survive**
*All insurance related products are offered through IDC Financial
**Sources - Heart & Stroke Foundation of Canada 2001 & National Cancer Institute of Canada, 2001
*** For more information on any of the above products, please contact me ***
The following Canadian statistics reveal the importance of Critical Illness Insurance…
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